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MORTGAGE LOANS

Apply Here to Partner With Your Local Community Lender

 

If you have already chosen your lender you may apply directly with them thru the Team Directory.

 

Apply Now

 

Finding and purchasing your dream home can be one of the most stressful things you’ll do when it comes to your finances. But at First Option Bank, we’re here to make your home lending experience as stress-free as possible. Each loan begins the same way: with a conversation between you and our lenders. We will work with you through the pre-qualification process, through the loan underwriting and be there with you when it’s time for closing. You can get your loan application started by completing our online application.

 

MORTGAGE LOAN OPTIONS

Our loan team can help you create a traditional mortgage loan or help you find a home loan program to match your situation. Our mortgage loan options include:

  • Fixed-rate mortgage loans
  • Adjustable-rate mortgage loans
  • USDA Rural Development home loans
  • FHA loans
  • VA loans

 

 

OUR LOCATIONS

OSAWATOMIE, KS

601 MAIN, PO BOX 277

OSAWATOMIE, KS 66064

 

PAOLA, KS

702 BAPTISTE DR, PO BOX B

PAOLA, KS 66071

 

LACYGNE, KS

502 MARKET ST, PO BOX 429

LACYGNE, KS 66040

 

LOUISBURG, KS

103 S BROADWAY, PO BOX 458

LOUISBURG, KS 66053

 

SPRING HILL, KS

21101 W 223RD, PO BOX 426

SPRING HILL, KS 66083

 

ST JOSEPH, MO

3702 FARAON ST

ST JOSEPH, MO 64506

 

ELWOOD, KS

209 ROSEPORT RD, PO BOX 458

ELWOOD, KS 66024

 

TROY, KS

212 SOUTH MAIN ST, PO BOX 519

TROY, KS 66087

 

HORTON, KS

1505 CENTRAL AVE, PO BOX 166

HORTON, KS 66439

 

 

 

Apply Now
  • Privacy Policy

Important Information for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law REQUIRES all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you:

When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

 

601 Main, PO Box 277, Osawatomie, KS 66064

913-557-08001

customerservice@firstoptionbank.com

NMLS #482402

Important Information for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law REQUIRES all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you:

When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.